Early Intervention in Claims Cuts Workers Comp Costs
How to reduce workers comp costs and get employees quickly back to work using services that engage injured workers and help manage their treatment and claims
The nurse helps the employer identify available light-duty positions— easy enough to comply with the injured worker’s medical restrictions, but not so easy that the employee wants to make a career out of it. The nurse then ensures that the treating doctor is aware that light-duty positions are available. The employee should never be the doctor's sole source of information about job duties, because all too often an employee may misrepresent (intentionally or not) the physical demands of the job.
Incorporating Early Intervention into your workers comp program is a proven return on investment. By returning injured employees back to work sooner, you eliminate payment of temporary disability wages. More importantly, Early Intervention will reduce medical costs on injuries by 30% to 40% compared to national disability guidelines.
Bobette Puckett is a comprehensive iInsurance architect and the executive vice president of Alper Services. A veteran industry leader, she designs creative solutions through innovative programs and services that help clients manage risk and increase profitability. She can be reached at (312) 867-7351 or BPuckett@AlperServices.com.
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