Hurricane Charley was the third hurricane of the 2004 season to hitFlorida. Charley struck Charlotte Harbor in Charlotte County with devastatingforce as a Category 4 hurricane -- the strongest hurricane to hit the regionsince Hurricane Donna in 1960. The storm leveled residences and businesses,left thousands of residents homeless, and caused more than $13 billion indamage, making it the third costliest hurricane in U.S. history.

ABOUT CRAFUND

Founded by CRAFund Advisors in 1999, the CRA Qualified Investment Fund(http://www.crafund.com) is a high-credit quality, fixed income mutual fundthat aims to deliver competitive financial performance while supportingcommunity and economic development in neighborhoods across the country. With$650 million under management representing 300 institutional shareholders withcombined assets of $2.0 trillion, the Fund has purchased $1.6 billion insecurities that have advanced community development activities -- includinghousing, healthcare, and job creation projects -- in all 50 states.

Mutual funds are not FDIC insured and involve risk, including the loss ofprincipal. Carefully consider the risks, investment objectives, charges andexpenses of the Fund before investing. The prospectus contains this and otherimportant information. Call 877-272-1977 for a prospectus. Please read theprospectus carefully before investing. Distributed by: Citco Mutual FundDistributors, Inc. and is not affiliated with CRA Fund Advisors or any of itsaffiliates.

For more information about the CRA Qualified Investment Fund, visithttp://www.crafund.com, or call CRAFund Advisors at 877-272-1977.

SOURCE CRAFund Advisors, Ft. Lauderdale, FL

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