There's your REAL business income. That's how much you would make if you hired someone to do all of the work for you.

When that number gets to the point it provides a little more than the lifestyle you want, you will be ready to think about freeing yourself from the daily grind of the business.

To determine your return on your investment, divide your business income by the amount of capital you've invested in, or left in, the business to date.

STEP NUMBER 3: Determine your tax savings.

The simple truth of the matter is that the U.S. government has set up the tax code to benefit business owners and punish employees.

If you doubt that statement, read Rich Dad, Poor Dad by Robert Kiyosaki and Sharon Lechter. It sure opened my eyes and will probably open your eyes. It's the best personal financial management book I've come across.