Mobilization Funding’s 2026 Construction Growth and Cash Flow Report shows that cash flow timing, not demand, is a key factor limiting growth for commercial construction firms.
In a survey of 250 U.S. contractors and subcontractors, 90% said they have passed on profitable projects due to cash flow challenges, with all respondents indicating it influences project decisions. Nearly all also reported stress tied to funding upfront costs.
While firms continue to find work, mismatches between project expenses and incoming payments are slowing growth and affecting project selection. Equipment availability ranked as the top constraint, followed by working capital and bonding capacity.
The findings highlight ongoing pressure on contractors to balance project opportunities with financial timing, particularly as they look to scale operations.
